Financial Readiness Program is your resource for information on money matters. We provide counseling and training for Soldiers, Family Members of Active Duty Soldiers, DA Civilians, Retirees and their Family Members. We ensure emergency assistance is available when needed and educate the military community on debt management, consumer awareness, credit reports and more.
Army Emergency Relief
Army Emergency Relief (AER) is a private, non-profit organization established to assist Soldiers and their Family members in emergency financial situations due to no fault of their own. Financial assistance is given in the form of an interest-free loan, grant, or combination of the two. Loans are repaid by an allotment. AER funding comes from donations.
All AER assistance, visit https://www.armyemergencyrelief.org/.
- Request financial assistance
- Increased worldwide accessiblity
- All cases based on need
- Applicants no longer contact the American Red Cross
- Click "Apply for Financial Assistance"
- If you do not have an account: Click on "Sign Up"
- Sign in with your email address if you have an account.
- If assistance is needed with applying for a loan, Call (855) 878-6378 or email it_helpdesk@aerhq.org
- You can track the status of your loan through the AER website.
Financial Counseling and Consumer Affairs
FREE One-on-One Financial Counseling: Whether you are just starting your career, or are close to retirement, ACS Financial Readiness counselors are here to set you up for financial success! From setting up a spending plan and managing debt to smart investing and retirement planning, we can help you take charge of your hard earned money.
Click HERE to book an appointment.
Contact us at usag_frks_acs_frp@army.mil.
Financial Readiness Classes
Quarter 1 (Oct 2026)
Location/Dates: ACS, 7264 Normandy Drive/Thursdays
- Oct 7: Money Management: 10 AM
TSP (CMT, formerly Investing in Your Future): 1 PM - Oct 14: Reducing & Eliminating Debt: 1 PM
- Oct 21: The Art of Car Buying: 1 PM
- Oct 28: Managing Credit: 1 PM
Quarter 2 (Jan 2027)
Location/Dates: ACS, 7264 Normandy Drive/Thursdays
- Jan 7: Money Management: 10 AM
TSP (CMT, formerly Investing in Your Future): 1 PM - Jan 14: Reducing & Eliminating Debt: 1 PM
- Jan 21: The Art of Car Buying: 1 PM
- Jan 28: Managing Credit: 1 PM
Resources
